FinActivIntelligence Layer

Your money, in one story. A little more clarity, every day.

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So we gave it one.
How it works

It’s scattered.Eight apps, zero picture.

Salary in one bank, SIPs with a fund house, shares with a broker, policies with three insurers, loans with two lenders.

It comes together.With your consent.

Choose the accounts to connect. FinActiv reads them securely and places every rupee you own and owe in one view.

It makes sense.One score, four lenses.

Investment, Planning, Insurance and Debt, scored together. In this sample journey, acting on one ranked fix at a time moved the score from 49 to 72 in six months.

It shows what’s next.Three things, in order.

Instead of forty charts, you get the few actions worth taking this month, ranked by how much they matter.

From data to direction

Financial intelligenceis our core offering.

We connect to your financial accounts with your consent, organise the data, layer it with intelligence and surface what truly matters.

Banks
Loans & credit cards
Mutual funds
Real estate
Stocks & demat
PF & gratuity
EPF / NPS
Alternate assets
Insurance
Goals & life events
FinActivFinancial Intelligence Core
Consolidated financial view
Personalised insights
What needs attention first
Goal tracking & projections
Smarter decisions, every step

A little more clarity, every day.

Not just a dashboard. Here’s what’s waiting inside.

Investment

Everything you own and owe, together

Banks, funds, shares, PF, property and loans roll up into one live net worth.

Health score

A score that explains itself

See how you’re doing across Investment, Planning, Insurance and Debt, and why.

Priorities

Know what to fix first

A short, ranked list of actions so your attention goes where it matters most.

Planning

See if your goals are really funded

Projections for home, retirement and education, updated as your money moves.

Insurance

Spot the gaps in your cover

Life, health and term policies side by side, checked against your stage of life.

Debt

Borrow smart, repay smarter

Every loan and card with its true cost, and which one to clear first.

Play with a goal.Watch the ending change.

Pick a goal and move the sliders. FinActiv does this with your real numbers.

₹30,000
8 years
You could reach₹0
Your target₹0

Illustration only. Assumes 11% yearly returns, compounded monthly. Not investment advice.

We read your money.We never move it.

Read-only access

We see balances and holdings. We can’t pay, transfer or trade.

Your consent, always

Every account is linked only when you approve it.

Disconnect anytime

Remove a connection from settings and access stops.

Encrypted throughout

Your data is encrypted in transit and at rest.

SEBI Investment Adviser INA000022358RBI Account Aggregator FIUSEBI Research Analyst, licence applied

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Your money’s been talking.Start listening.

Connect your first account in minutes and see your complete financial picture today.

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Frequently asked. Plainly answered.

What does FinActiv do?

FinActiv brings your bank accounts, investments, insurance and loans into one view, scores your financial health across four lenses (Investment, Planning, Insurance and Debt), and shows you a ranked list of what to act on first.

Is my data safe?

Linked accounts are accessed through the RBI-regulated Account Aggregator framework. Access is read-only, consent-based and revocable. Your data is encrypted in transit and at rest, and we do not sell your personal data.

How is FinActiv different from a mutual fund app?

A mutual fund app shows one part of your money. FinActiv looks at the whole picture, including what you own, owe, protect and plan for, and tells you how the parts affect each other.

Does FinActiv execute trades or move money?

No. FinActiv never receives your banking passwords and cannot initiate payments, transfers or trades. It reads your data to power insights and planning.

What if I want to revoke access?

You can revoke consent anytime from FinActiv or your Account Aggregator. Revocation stops further data fetches, and you can also request deletion of your data.

Is this free?

See our pricing page for current plans.

Still have a question? Write to [email protected]